Possessives

Is it Charles' book or Charles's book?

And if the Jones family owns a house. Whose house is it? The Jones’s house, the Jones’ house, the Joneses house or the Joneses’ house? 

The rules for forming possessives (showing that something belongs to someone or something) are the same in all variations of English, but they can be confusing, so it's worth going over it.

Singular possessive
With nouns that don't end in a s, use an apostrophe and an s (‘s) to indicate that something belongs to someone or something.

                Some books belong to a girl – the girl’s books  
                A bone belongs to a dog –  the dog’s bone 

An apostrophe s ('s) never makes it plural (more than one thing), so when you see banana's and apple's on a sign, it is wrong.
 
Singular possessive noun ending in s
But, with a singular noun that ends in s, x, or z sound, it depends on how it sounds. The extra s can be left off if it makes it difficult to pronounce or sound odd. Though if you can then it's better to just rearrange the words.

                The fox’s hole – easy to say so we can leave the s
                The catharsis’ effect – difficult to pronounce with an extra s (catharsis's), so we can leave it off, but leave                  the apostrophe  

Names 
With personal names, the ‘s is usually used, but the final s may be dropped if it makes it difficult to pronounce.

                Charles’s book
                James’s
                Nicholas’ or Nicholas’s
                Lord Williams’
                Jesus’s  – this is the non-liturgical use, but use Jesus’ in archaic form
BUT        Erasmus’ – classical names traditionally use an apostrophe only

Plural noun ending in s
With a plural noun that ends in s (as most do), always use just an apostrophe to indicate possession. 

                The foxes’ hole – the hole belonging to the foxes
                The girls’ books – the books belong to more than one girl
                The ladies’ room – the room is for more than one lady

Plural noun not ending in s
With irregular plural nouns that don't end in s, we add an 's.

                The children’s school – the school belongs to many children
                The women’s race – the race is for many women

Possessive of plural last names
The plural of a last name should never use an apostrophe. If the last name doesn't end in an s, add an s for the plural (even if it ends in a y).

                The Smith family are the Smiths.
                The Kennedy family are the Kennedys (not the Kennedies)

If the last name does end in s sound, add an es.

                The Jones family are the Joneses
                The Edwards family are the Edwardses     

So, using the rule above that says to use only an apostrophe for plural nouns, we add an apostrophe to the plural of the last name but not an extra s – besides which, it would make it very difficult (and silly) to pronounce.

                 The Joneses' house
                 The Smiths' house
                 The Edwardses' house

More examples of possessives

                In two days’ time (in the time of two days)
                That is yours and this is theirs – no ‘s
                The Prime Minister’s job – compound phrases only have a final ‘s
                My mother-in-law’s house – compound words only have a final ‘s
                Mum and Dad’s house – the house belongs to both of them
BUT        Mum’s and Dad’s shoes – two pairs of shoes, one for each of them
                We are at the doctor’s
   
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So, to answer our questions above, it is Charles's book (though it could be Charles') and it is the Joneses' house.

​What next?
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As a business editor and plain language specialist, I will help you publish better business and government content so that 

  • your readers understand your message

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External Sources:
Grammarist (2009-2914). Last names: Plural and Possessive. Retrieved from http://grammarist.com/style/last-names/
Oxford University Press, (2016). New Oxford Style Manual (3rd ed.). United Kingdom: Oxford University Press.
               

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